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    <P id="1">
        <s id="1.1">How to Develop a Cash-Flow Analysis</s>
    </P>
    <P id="2">
        <s id="2.1">WASHINGTON – For small businesses, cash is king.</s>
        <s id="2.2">You need it to start, operate, and expand your operations, but many small business owners often have trouble managing and maintaining cash.</s>
        <s id="2.3">Inaccurate cash flow analysis – or lack of available cash – can affect the everyday operations of your business and your eligibility to receive a loan.</s>
    </P>
    <P id="3">
        <s id="3.1">Cash flow is the movement of money in and out of your business.</s>
        <s id="3.2">The process includes:</s>
    </P>
    <P id="4">
        <s id="4.1">- Inflow which comes from operations such as the sale of goods and services, loans, lines of credit, and asset sales.</s>
    </P>
    <P id="5">
        <s id="5.1">- Outflow which occurs during operations such as business expenditures, loan payments, and business purchases.</s>
    </P>
    <P id="6">
        <s id="6.1">It’s crucial to balance these two figures and maintain a reasonable balance of cash at all times.</s>
        <s id="6.2">An effective cash flow system will help you manage funds to cover operational costs and bills and help you foresee potential problems in the future.</s>
    </P>
    <P id="7">
        <s id="7.1">Profit and loss statements and income statements can be used to determine projections for future cash flow trends of your business.</s>
        <s id="7.2">These financial documents are instrumental in making cash flow projections.</s>
        <s id="7.3">However, a cash flow statement serves an important and independent purpose – it accounts for non-cash items and expenses to adjust profit figures.</s>
        <s id="7.4">Cash flow analysis statements display not only changes over time, but also available net cash.</s>
    </P>
    <P id="8">
        <s id="8.1">Cash flow analysis statements are generally separated into three parts:</s>
    </P>
    <P id="9">
        <s id="9.1">- Operating activities: This section evaluates net income and loses of a business.</s>
        <s id="9.2">By assessing sales and business expenditures, all income from non-cash items is adjusted to incorporate inflows and outflows of cash transactions to determine a net figure.</s>
    </P>
    <P id="10">
        <s id="10.1">- Investment activities: This section reports inflows and outflows from purchases and sales of long-term business investments such as property, assets, equipment, and securities.</s>
        <s id="10.2">For example – if your bakery business purchases an additional piece of kitchen equipment, this would be considered an investment and accounted for as an outflow of cash.</s>
        <s id="10.3">If your business then sold equipment that was no longer needed, this would be considered an inflow of cash..</s>
    </P>
    <P id="11">
        <s id="11.1">- Financing activities: This section accounts for the cash flow trends of all money that is related to financing your business.</s>
        <s id="11.2">For example: if you received a loan for your small business, the loan itself would be considered an inflow of cash.</s>
        <s id="11.3">Loan payments would be considered an outflow of cash, and both would be recorded in this part of the cash flow analysis statement.</s>
    </P>
    <P id="12">
        <s id="12.1">Making cash flow projections and computing cash flow statements can be confusing if you have never managed these types of finances before.</s>
        <s id="12.2">Ask your business accountant or contact a business expert from your local SCORE office for help.</s>
    </P>
    <P id="13">
        <s id="13.1">SOURCE: U.S. Small Business Administration.</s>
    </P>
    <P id="14">
        <s id="14.1">Copyright 2022 The Business Journal, Youngstown, Ohio.</s>
    </P>
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    <P id="1">
        <s id="1.1">How was the number 9 created?</s>
    </P>
    <P id="2">
        <s id="2.1">Hindu-Arabic numerals, set of 10 symbols—1, 2, 3, 4, 5, 6, 7, 8, 9, 0—that represent numbers in the decimal number system.</s>
        <s id="2.2">They originated in India in the 6th or 7th century and were introduced to Europe through the writings of Middle Eastern mathematicians, especially al-Khwarizmi and al-Kindi, about the 12th century.</s>
    </P>
    <P id="3">
        <s id="3.1">How many ways can you make 9?</s>
    </P>
    <P id="4">
        <s id="4.1">What is a 9 number digit?</s>
    </P>
    <P id="5">
        <s id="5.1">9 digit numbers are those numbers that have 9 digits and they start from the number 100000000 and end on 999999999.</s>
        <s id="5.2">9 digit numbers can be formed by any number from 0 to 9 keeping in mind that 0 cannot be placed as the first digit.</s>
    </P>
    <P id="6">
        <s id="6.1">Does the number 9 have four factors?</s>
    </P>
    <P id="7">
        <s id="7.1">Factors of 9 are 1, 3, and 9.</s>
    </P>
    <P id="8">
        <s id="8.1">What are the different types of numbers?</s>
    </P>
    <P id="9">
        <s id="9.1">Different forms of numbers.</s>
        <s id="9.2">Different forms of numbers: In mathematics we have different forms-of-numbers.</s>
        <s id="9.3">The classification of numbers are natural number, whole number,Integer, fractions, decimals, percents, irrational and rational numbers, real numbers and complex numbers.</s>
    </P>
    <P id="10">
        <s id="10.1">What are the different types of numbers in mathematics?</s>
    </P>
    <P id="11">
        <s id="11.1">Mathematics: Different Types of Numbers.</s>
        <s id="11.2">There are many types of numbers, arranged in sets such as Natural numbers, Whole numbers, Integers, Rational numbers, Irrational numbers etc.</s>
        <s id="11.3">Natural numbers: The set of natural numbers is denoted by N, begins with 1 and contains all the numbers which are used for counting.</s>
    </P>
    <P id="12">